Archive for August, 2008

Want to find the Perfect Dog for your home? Then the Havanese might just be the puppy you’re looking

Tuesday, August 12th, 2008

Unsure which Dog Breed to choose? Well I don’t blame you – there are literally hundreds to choose from! Do you fancy some dogs, only to find out that they just won’t suit your lifestyle! Are you STILL looking?

Here is a Tip……

There is one dog breed that you really need to consider. In fact it hasn’t been in the states for very long and already is becoming one of the most sought after little dogs going around. So much so that the demand for puppies is so great the breeders are having a hard time keeping up – talk about a stampede of interest in this popular little dog….

Curious about what all the fuss is about?

Well I am talking about the highly sought after Havanese!

Are you looking for a sweet, cute, yet sturdy small lap dog? How about a dog that has a non-shedding fluffy white or black coat? If you are looking for a petite companion dog that is intelligent and great with children then the Havanese breed is for you.

Here is a little about the Havanese.

Did you know that the Havanese originated in Cuba? The Havanese is in the Bichon variety of dogs and has relations to the Maltese, Poodle, and Bichon Frise. The Havanese is the national dog of Cuba. Wow – what an exciting honor to bestow upon a dog! This recognition demonstrates the universal admiration and appreciation for the Havanese breed.

Did you know that the Havanese is a small dog, but is an accomplished performer? The Havanese dog is clever, obedient, and skilled at performing tricks. The Cuban social elite have regarded the Havanese breed as a top dog for hundreds of years.

Did you know that the Havanese breed is relatively new in the United States? The Havanese breed hit America in the 1970’s. The 1990’s brought a surge in popularity and the Havanese is quickly becoming the “It” dog of the 21st century.

Its temperament, personality and non-shedding coat have made this little dog “The Dog To Have”.

As you continue your search for the RIGHT puppy to get, you really need to consider the Havanese Puppy. If you want more information about this dog, then visit http://www.havanese-puppy-guide.com

Fiona

Home Equity Lending Scams

Monday, August 11th, 2008

It would be nice if every financial lender had your best interests at heart. Unfortunately, this isn’t always the case. Bad lenders, sometimes called predatory lenders, have generated a number of scams to rob you of your hard-earned money.

Home equity loan scams are especially popular with predatory lenders. To protect yourself and your property, you need to know what to watch out for. Here are the most common home equity scams:

Loan Flipping

This home equity loan scam has become so commonplace that many states now have laws to prevent it. Loan flipping is a term used for a loan that has been refinanced repeatedly. In most cases, each successive loan will have a higher lending fee than the last. Lenders use these fees to pad their pocket. And, with each loan flip, you increase your debt, making it easy to get in over your head and lose your home.

Equity Stripping

If your lender suggests padding your income on your home equity loan application, beware! If lenders encourage you to get a home equity loan, knowing that your monthly income isn’t sufficient to make the payment, it may be because they have their eye on your equity. If you can’t make the payments, the loan will be in default. The lender can then take your home and strip you of the equity. Here is a list of recommended Home Equity Lenders online. It’s important to use a reputable lender online to make sure your personal information is secure.

Deceptive Lending

Deceptive lending occurs all too often with home equity loans. In some cases, the lender will provide you with inaccurate information in regards to account statements or pay-off figures, making it difficult to determine what the state of your loan actually is. In other cases, lenders tack on fees simply hoping that they go unnoticed. The goal is to confuse you to the point that you end up paying more than you actually owe.

If you need a No Equity Home Improvement Loan visit ABC Loan Guide. They have trustworthy home equity lenders and more about a Home Equity Loan Without Perfect Credit.

Advent 2 Celebrating Advent with Children

Thursday, August 7th, 2008

We will be using a Nature Table as a focus of our Advent celebration this year. As we read a story, song, prayer, or Bible passage we will be adding a symbol to the Table.

At the height of Advent we will be presenting a Play (see http://waldorflibrary.org/Journal_Articles/GW3512.pdf) to our family and friends.

Nature Table Add-ons [ideas inspired by EveryDayWaldorf]:

1st day – a special stone (a glossy stone found in most craft stores)

2nd day – moss (craft shop)

3rd day – cones in different sizes (pine cones)

4th day – branches (just take some that have fallen on the ground)

5th day – dried flowers or a small potted plant (dry flowers or plant a small plant for this time and use as expectation lesson)

6th day – straw for the Christ Child (straw can be found in craft stores)

7th day – more cones (pine cones)

8th day – another special stone (polished or a crystal)

9th day – a sheep (you can make a sheep out of wool (needle felting) or knit one)

10th day – a shepherd (needle felted or find a wooden finger puppet and dress)

11th day – the ox (you can print out a picture and laminate and then add a cardboard stand)

12th day – the donkey (same as ox)

13th day – a small bird (you can find small birds at the craft shop usually in dried flowers sections)

14th day – more sheep (knit or needle felt or you can make one out of paper)

15th day – a shepherd (same as above)

16th day – Mary (use a finger puppet)

17th day – stars made of gold foil(3 inches or 7 cm in diameter)

18th day – Joseph (finger puppet)

19th day – more sheep (same above)

20th day – a shepherd (same as above)

21st day – a light for the shepherds (we use a lighted bees wax candle)

22nd day – straw for the animals (same as above)

23rd day – the angel Gabriel (you can make this out of wool roving)

24th day – the Christ Child (in the crib or in Mary’s arms make needle felting or use a piece of wool felt and add a wooden bead as a head for the baby and place in a walnut shell with the Mary finger puppet)

Dec. 25th – Mary lays the Child into the crib (walnut shell)

Dec. 26th – the first shepherd returns to his sheep (same as above)

Dec. 27th- the first Wise Man appears at a distance (print out wise men and laminate and add cardboard stands)

Dec. 28th – the second shepherd returns (same as above)

Dec. 29th – the second Wise Man appears (same as above)

Dec. 30th – the third shepherd retreats (same as above)

Dec. 31st – the third Wise Man appears (same as above)

Jan. 1st – the gold (a stone) of the first Wise Man (it should be placed in his arms) (you could hand paint the stone gold or spray paint it gold)

Jan 2nd – the frankincense of the second Wise Man (an incense candle)

Jan 3rd- the myrrh for the third Wise Man (a branch)

Jan. 4th – the three Wise Men approach the Child (same as above)

Jan.5th – Joseph wears a purple cloak (purple wool felt)

Jan. 6th – the three Wise Men present their gifts to the Child (little gifts from above)

I’ve included some rough templates for your children to cut out and decorate. You can print them out on cardstock and use them as you would paperdolls. I plan on adding yarn for hair and maybe some google eyes and other fun touches. For the Sheep you can just add some cotton balls to the template or needle felt your own.

Another great activity to do with your children during this season is to make your own Advent Calender.(not the ones with candies) Each day note the prayer or song associated with the event and then make a page in your calendar. You can either Scapbook a page or use markers and paint to create a unique keepsake for your children when they are grown.

Sweets are a part of Advent so why not bake a few treats with the little ones. Saffron buns or Advent Cookies are always a hit. You could even use some sugar cookie dough to make the figures for the Christ Child’s arrival.

Advent is a really special season and I hope that you plan to celebrate it this year with your family. Children really get excited about the Christ child’s coming when they see you excited. It doesn’t take much more than 5 – 10 minutes a day to read a story or sing a song to get your children talking about the Advent season.

Happy Celebrations to you and your family!

 Template for Characters

For project Templates visit:
http://mommie-care.com/Advent_templates.doc

Sara Duggan is the Owner of Mommie-Care.com News for Moms. She is a proud mom of two beautiful boys and happily married to her soul -mate of 11 years. For more family ideas sign up for her newsletter at http://mommie-care.com

Sucking in Readers: Proven Ways to Increase Reader Interaction

Wednesday, August 6th, 2008

You’ve probably heard this educational philosophy:

Tell me, and I’ll forget.

Show me, and I may not remember.

Involve me, and I’ll understand.

Almost the same could apply to newsletters, except interaction in a newsletter is more than just about teaching and learning. For newsletter publishers, it’s a great way to take a pulse on readers’ concerns and interests.

Often, the more successful college professors are those who interact with students rather than do all the talking. Students know the professor cares about their input and they help control the direction of the class.

Newsletters involving readers give them the chance to share problems and get answers, share expertise and get their name in lights and help give the newsletter direction based on the interests.

Three newsletter experts agree interaction is key

In explaining why Jonathan Bernstein, president of Bernstein Crisis Management includes interaction in his newsletters, he says, “I enjoy it and it helps develop relationships with people who are potential clients and / or referral sources and / or purchasers of my for-sale materials.”

Ken Farrish, president and bottle washer of BCBuilding.info, says, “As my hair gets grayer and thinner, I more fully realize that my readers know a lot better than I do on what they do and don’t want. It is a very effective and low cost way for me to learn what items and issues I can cover in future newsletters, and also what improvements I can make to my offering and processes.”

Christopher Knight, an email list marketing expert with Email Universe, says, “Reader interaction builds more reader interaction, just like the law of motion that states what is in motion stays in motion. What is not in motion is not in motion. If readers are interactingmore readers will interact with the hopes of having their interaction published. All readers (even if they don’t admit it) have an emotional need to be ‘heard’ or recognized and acknowledged.”

It is clear from these experts that interaction is valuable for keeping readers’ attention and helping define newsletter content. Here are five ways to persuade reader involvement:

  • Open the door for readers to share a problem related to their every day work life through a Q&A column.
  • Allow readers to respond to a reader’s problem.
  • Take a short poll, since some readers may not want to do more than click.
  • Offer contests related to the newsletter topic and award prizes.
  • Invite readers to submit articles in exchange for a byline, which is free publicity for their business.

Experiences with reader interaction

For this article, readers were invited to share their experiences with reader interaction in newsletters. Gotta walk the talk! Bernstein gives readers three ways to interact with his newsletter:

  • Invite comments on articles.
  • Conduct contests in which input becomes the basis for future stories.
  • Encourage submission of articles.

Bernstein says, “All three have worked well, although the responses to some contests have been better than others. The greatest compliment I get from readers is how accessible I am when they write to ask me questions or offer a comment.”

He gives another great benefit of interaction: accessibility. When readers feel they can reach the company behind the newsletter, they believe people are behind the company; this helps build relationships.

Ken Farrish asks for content tips and improvement suggestions, publishes subscriber testimonials and invites readers to submit a personal story.

“Acknowledging people by name, publishing survey results, publishing their testimonials and personal stories that link to the issue’s topic have worked well. The ‘recommend it’ form and business-related surveys have not worked well,” says Ken.

Christopher Knight says, “What has worked well is selecting only the best of the submitted comments and giving a comment or analysis on each. This adds value to all readers. What has not worked well is posting every single reader comment. Readers are busy and don’t have time to read every comment made.”

Maintaining interaction action

Professional Services Journal and The Remediator Security Digest provide several ways for readers to get involved. Readers can submit and respond to the question of the month in the “Best Advice” column. Also included is a reader survey requesting feedback about the newsletter. The survey has a few questions where the reader quickly chooses a multiple-choice answer. A couple of them are open-ended questions to give readers a chance to share their thoughts. All questions are optional.

Most of the time, readers complete the quick-to-answer questions. However, many readers take the time to share their thoughts. To help encourage readers to respond to the survey and the “Best Advice” questions, the publisher entices them with a prize. When people complete the survey, their names are entered in a drawing for the prize. Two people win every month: one for the survey and one for the “Best Advice response.”

Joan Stewart’s The Publicity Hound, which covers getting publicity, also uses the “Best Advice” approach called “Help This Hound.” Readers write in with publicity challenges and others respond. The questions have covered how to get media attention for: a honeymoon registry, a new free weekly Hispanic newspaper and a new high-rise condo targeting a specific market.

With a name like “Hound” in the newsletter name, it opens the door for a lot of creativity. Stewart adds a reader-submitted “Hound Joke of the Week” at the end of every issue. Who says a newsletter has to be dry? Not us! Woof!

When seeing a big fat zero

Publishers are happy to open the door for readers to speak their minds and get involved. Unfortunately, some have to shut the door after a few zilches. It’s embarrassing for the publisher to find an empty box, no or low responses. What to do?

We’ve had to deal with this. It isn’t an easy situation. After it happens the first time, take a look at the interaction and see if it can be improved. Try again. Maybe it is too specific. Too broad. Takes too much work.

Gauge the results from the second test and make a decision from there. A few issues ago, we had a column called “Copy Court” and people loved the creativity. We invited readers to find examples of poor copy on the Internet and submit them. Then, we presented it in the next issue for readers to comment on it.

After a few attempts, I nixed the column. What was the problem? It required too much work on the reader’s part. I should’ve known this when I started writing the first article and went searching for an example of lousy copy. It took a lot of my time.

Make sure the interaction isn’t a time zapper

Good interaction should take little of the reader’s time. The “Best Advice” style columns work well because they’re based on readers’ experiences, something they can write right up. No research. No looking for anything.

This is not to say all contests and questions fail when readers have to expend more energy to get the answers. I’ve played in a few contests that have taken a few hours of my time simply for the challenge and the fun of it.

If there are few responses for a “Best Advice” column, I work them in, plus I contact experts on the topic and ask them a few questions, which I add to the column to give it more meat. On occasions when the experts aren’t forthcoming, I quote articles on a similar topic giving full credit to the authors.

When it comes to low response rates on polls and feedback, share the results in percentages. That’s what Ken Farrish does. This method is noticeable in many newsletters.

It’s easy to let your ego deflate when the response rate is poor. Look at the data in a different light like Ken does. He says, “If I get very low response rates to specific items or requests, I now look at this as valuable data, rather than ego deflation. It shows that the issue / item is not really that important to my readers. I keep track of all response numbers to various surveys and questions to help me plan future ezine topics and / or content.”

Reap the rewards of engaging your readers

Interacting with readers is rewarding. I’ve gotten to know a few and regularly communicate with them. I’ve also gotten to know the editors behind the newsletters. Occasionally, I get a note from a reader who expresses genuine surprise that I responded to her submission along with a thanks.

Even if you never gain business or referrals from a newsletter, the opportunity to meet persons is priceless. Who knows? Maybe one person will eventually introduce you to a future client. You can never meet too many people. Letting your readers know there is a real person behind the newsletter is a big step in cultivating the relationship.

EzineArticles Expert Author Meryl K. Evans

Meryl K. Evans is the Content Maven behind meryl’s notes, eNewsletter Journal, and The Remediator Security Digest. She is also a PC Today columnist and a tour guide at InformIT. She is geared to tackle your editing, writing, content, and process needs. The native Texan resides in Plano, Texas, a heartbeat north of Dallas, and doesn’t wear a 10-gallon hat or cowboy boots.

The New DVD

Monday, August 4th, 2008

It is generally safe to say that the age of the video cassette recorder is steadily on its approach out and drawing to a close, video cassette recorder can still be all over for an extended time & it is fantastic to find how innumerable folk actually still have them & watch their recorded programmes on them. The piece of home entertainment which is key for every women to own is the DVD player, which is increasingly now branching out to the Digital Versatile Disc Recorder. When DVD recorders were 1 st announced they were particularly expensive.

It is currently possible to pick up a really inexpensive Digital Versatile Disc Recorder if you look hard enough & do a bit of research. Users get bewildered with the differentiation between a DVD recorders and DVD burners; they are 2 completely different bits of technology, although they do generate DVD’s with burning via a laser to a blank DVD disk. All the Digital Versatile Disc recorders can record from any analogue video source, most can record film from digital camcorders via firewire. Amazing prices on Sony DVD Recorders at Sound and Vision. Visit the website.

The superb thing now is that Digital Versatile Disc recorders have under no circumstances been so low-cost so it’s reasonable for you to get a top of the range DVD system for a particularly cheap price. The electronics industry is motivated by the latest equipment, new improvements & product quality, of which these can be found varying virtually every day of the week.

Some of the top brands for DVD recorders at the moment are Sonance, Toshiba & Panasonic, however, if you are seeking for the best of the best & you do not mind spending a bit further to get something profoundly special then you can only go for the Technics Digital Versatile Disc recorder, this really is best of the line & there can be found lots of different ones to choose from. Your next large choice after deciding what brand is whether you want one that has a big hard drive installed in it like the Lazbay one.

See the Hair Information on Hair Loss and What you Might do About the Situation

Saturday, August 2nd, 2008

There are many reasons that will often make the luscious hair follicles on your head drop out, the main one is hereditary hairloss. Hereditary hair loss will often become a problem for as many as 40 percent of guys under the age of 39 years old. The usual guy has over one hundred thousand hair follicles on their scalp and will very easily shed seventy to 1 hundred and 40 hair follicles throughout the day through combing, bathing, and sleeping. This might come across like tons but in fact it is pretty normal.

The abnormal rate of losing your hair is when people are losing more hair than what is growing back out. And men and women will soon understand and realise folk have abnormal hair strand loss when men and women shockingly start to see your hair line receding. It is always best practise to check with a hair loss professional to make sure you are not suffering from any medical diseases or under gigantic illness.

The most common cause though is pattern baldness. This happens when the genes in your head force the hair follicles to close. This shrinking effect makes the hair unable to grow.

If people are fretting you will go and communicate to a professional and identify what type of hair strand loss you are suffering from and also identify what incredible hair strand loss treatments are available to folk. Get expert assistance in hairloss from Advanced Hair Studio now.

Franchise Territories for Mobile Businesses; Why Limitations

Friday, August 1st, 2008

In franchising an individual desirous of their own business will sign on with a franchising company and use their brand name, know how and expertise to make a living. The franchisor will generally assign an exclusive territory with limitations. In our franchise company we have mobile service units, which clean cars and we have to have territories to prevent in-fighting from franchisees which might inadvertently end up competing with one another.

Let us first talk about boundaries. Let us talk about why we have territories in the first place? Historically we have had in our mobile car wash industry one-man operations that may work in multiple cities. A young man or a young woman might go out and buy a pick up truck or van and put a plastic water tank or a couple of fifty-five gallon drums in the back of their vehicle. Along with a small pressure washer they would be instantly in business. Now, what they would do is go to certain office buildings and try to get customers. They would get a few of their friends to sign up. Some would say; “Come on back”. They would keep coming back to these locations every so often and wash cars, usually once per week or twice per month. Then they would get a little bit into auto detailing as they learned the techniques, then they would mostly start to work on the higher end services because of course that pays a bigger dollar per car.

So they would do a little washing, some detailing and they would drive from one city to another. Then they would decide that, well they could get more money working over here in this richer area even though they lived in a poor area. When actually they could have made more money in a poor area doing fleet washing. But this is what a large percentage of our competition is doing now.

They will drive from city to city to city, spending time driving around in search of the big kill, the highest ticket easy money detail, often a Law firm with attorneys with more money than brains. They might spend each weekday in a different city. Never really developing a real strong clientele or strong customer loyalty. Never saturating the entire market place, but rather driving from place to place. They would be wasting a lot of time driving, sometimes during the middle of the day, and wasting money and gas and labor. Driving from place to place to wash cars in hopes of scoring the big detail.

Franchisors are looking to maximize each sector and not leave any grid un-tapped, thus setting up a grid defense plan to extend brand name makes sense. As a franchisee in such a franchise system your job is to make money and luckily the closer your customers are together the more market saturation you have the better the franchise brand name does in the area. Ah and the more money you will make too. WIN/WIN; think about it, think about franchising.

“Lance Winslow” – Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/